Complaints Handling Policy

This website is operated by JAR (Switzerland) SA (“JAR”), a company licensed and regulated by the Swiss Financial Market Supervisory Authority FINMA. Having its registered address located at Rue du Rhône 14, 1204 Genève.

JAR (Switzerland) SA, along with its affiliates, including subsidiaries, sister companies, and parent companies, are collectively referred to as the “JAR Group.”

Intended Audience and Confidentiality

The publications and communications (“Publications”) provided by JAR or any member of the JAR Group, made available to individuals or entities subscribing to their communications, are intended exclusively for Professional Clients as defined by the Federal Act on Financial Services (FinSA). Professional Clients are those who possess the financial resources and sufficient knowledge and experience to understand the features, risks, and complexities associated with financial instruments, products, and services.

For the purposes of this Disclaimer, “recipients” and “subscribers” refer to individuals or entities who have expressly
requested to receive communications from JAR.

Retail clients should not rely upon the information provided in these Publications. The content of these Publications should not be used or interpreted as advice or guidance for Retail Clients.

These Publications are confidential and provided solely for the use of the subscribing recipients. Subscribers must not reproduce, distribute, or disclose the content, in whole or in part, to any third party without prior written consent from JAR.

Purpose and Limitation of Information

The content provided within JAR’s Publications is intended solely for informational and illustrative purposes. It does not constitute financial, legal, tax, or investment advice, nor does it represent an offer, solicitation, or recommendation to engage in any specific financial transaction or activity. Recipients are encouraged to consult qualified advisors and perform their own independent research before making any decisions based on the information provided.

While JAR strives to ensure that all information is accurate and up to date, no warranties or guarantees are made regarding its completeness, accuracy, or suitability for any specific purpose or individual requirements. Any reliance on this information is solely at the recipient’s own risk.

Investment Risks

Investments inherently involve risks, including the potential loss of the principal amount invested. Market conditions, economic developments, political events, and other external factors can significantly impact the value of investments, resulting in volatility or loss. Past performance is not indicative of future results, and there is no assurance that any investment will achieve its objectives or yield positive returns.

Jurisdictional and Legal Restrictions

The Publications provided by JAR, or any member of the JAR Group, are not intended for use or distribution in jurisdictions where such use would violate applicable laws or regulations. Recipients of these Publications are solely responsible for ensuring compliance with the legal and regulatory requirements of their respective jurisdictions.

JAR (Switzerland) SA and its affiliates expressly disclaim any liability for the misuse or unauthorized dissemination of these Publications in regions where their distribution or use is restricted or prohibited by law.

Intellectual Property Rights

All intellectual property rights associated with the content within JAR’s Publications are owned by JAR (Switzerland) SA or its licensors. This includes, but is not limited to, copyrights, trademarks, trade secrets, and proprietary methodologies.

Unauthorized reproduction, distribution, modification, or use of these Publications, in whole or in part, is strictly prohibited without prior written consent from JAR. Recipients acknowledge that all intellectual property rights remain the exclusive property of JAR or the respective rights holders.

Liability Limitation
JAR (Switzerland) SA, its affiliates, and representatives disclaim all liability for any inaccuracies, errors, or omissions in the content of its Publications. Under no circumstances shall JAR, its affiliates, or representatives be held liable for any direct, indirect, incidental, special, or consequential damages arising from the use or reliance on these Publications, including, but not limited to, financial loss or investment decisions made based on the information provided.

Forward-Looking Statements

Some statements within JAR’s Publications may contain forward-looking information, which is based on current expectations, estimates, and projections. These statements are subject to risks and uncertainties that could cause actual results to differ materially from those anticipated. Recipients are advised not to place undue reliance on forward-looking statements, as they are not guarantees of future performance. Past performance is not indicative of future results.

Third-Party Information

Certain information in the Publications may be sourced from third parties deemed reliable but not independently verified by JAR. JAR makes no representation or warranty regarding the accuracy, completeness, or timeliness of such information. JAR disclaims any liability for errors, omissions, or inaccuracies derived from third-party data.

No Offer or Solicitation

The Publications provided by JAR or its affiliates do not constitute an offer, solicitation, or recommendation to buy, sell, or trade any financial instrument or service. These Publications are not intended to establish any fiduciary relationship or form the basis of any contract. Decisions based on the content provided are solely the responsibility of the recipient.

Updates and Amendments

JAR does not undertake any obligation to update, amend, or modify the information provided in these Publications, even if circumstances or market conditions change. Recipients are responsible for ensuring that they rely on the most current information.

Privacy and Data Protection
JAR is committed to protecting the privacy and confidentiality of its recipients. Any personal data collected or processed by JAR in connection with these Publications will be handled in accordance with applicable data protection laws and JAR’s privacy policies.

Risk of Jurisdictional Variation
Regulatory frameworks, investment rules, and restrictions vary between jurisdictions. Recipients are solely responsible for understanding and complying with the specific laws, regulations, and taxation systems applicable in their location. JAR (Switzerland) SA and its affiliates make no representation regarding the applicability or legality of the information provided in jurisdictions where such content or services may be restricted or prohibited.