ABOUT US

Gérald de Senger began his Private Banking career in 1995 with Credit Suisse and held various senior and managerial positions notably in Geneva, Cairo, Beirut and Bombay.

Respected, competitive, and result-oriented, Gérald opened JAR Switzerland S.A. in 2016, JAR Wealth Management Pte. Ltd. Singapore in August 2022 and JAR Capital DIFC Ltd. Dubaï in August 2022.

Gérald is the Founder and Chairman.

Samer is a Canadian/Lebanese national. He holds a master’s degree in investment management from John Molson School of Business at Concordia University in Montreal. He is  also CISI level 3 certified and has passed CFA Level 1. Samer started his banking career in 2009 with Barclays Capital in London on the sales and trading desk covering MENA institutional clients. He then switched to private banking in 2012 when he joined Credit Suisse Zurich. In 2016 Samer joined JAR in Geneva and he is now an Equity Partner and Board Member at the Group level. Samer  was the lead in  the setup of JAR Capital (DIFC) ltd.

Akihiro brings extensive experience from leading private banks and managing global family offices for Ultra High-Net-Worth individuals, families, and corporations. His career spans various financial sectors, demonstrating a deep understanding of diverse client needs. With previous roles as an interbank dealer and commodity trader, he has practical expertise in treasury, derivatives, and asset-liability management (ALM). Akihiro’s international exposure and finance education further enhance his industry knowledge. Holding national qualifications, he provides valuable insights into private banking and family office services, enriching the firm’s expertise in this sophisticated financial sector.

Akihiro is a Member of the Board and Managing Partner at JAR Wealth Management Singapore and heads the development of Japanese market.

Charles is a Member of the Board and Managing Partner at JAR Wealth Management Singapore, bringing over 20 years of professional experience in investment and private banking with leading institutions across the UK, Singapore, and Switzerland. He founded Lyra Capital in 2007 and grew it as CEO until its strategic acquisition by JAR Wealth Management Singapore in 2025. In his expanded role, Charles continues to provide executive leadership and, as board member, oversees the development of the Company in South East Asia. He remains the Private Banker of several clients of JAR wealth Management. Charles holds a master’s degree in Foreign Affairs from the Graduate Institute of International Studies in Geneva and the University of Vienna, he is fluent in English, French, and German.

Khaled Al Jazzar, Swedish national, holder of a license in Economic Sciences from the University of Beirut, began his career in 2005 as a consultant, then asset manager from 2014 to 2018 at UBS, he obtained his diploma wealth manager (Certified Wealth Management Advisor CWMA). Khaled is an Equity Partner at JAR (Monaco) SAM.

Tim Walter, a Swiss National, holder of a Bachelor at the University of Applied Sciences in Geneva. Tim began his Private Banking career in 2003 and held various senior positions with Credit Suisse during 19 years. In 2011, Tim have been appointed in Singapore as a CEO. While working at Credit Suisse, Tim co-Founded in July 2020, an Asian focus Real Estate Fund, Komodo Capital Partners Pte. Ltd.

Tim opened JAR Wealth Management Pte. Ltd. in August 2022.

Patrick Dorner is a Swiss qualified attorney and senior legal and financial services executive with over 40 years of experience across legal advisory, wealth management, insurance, financial services, and governance. He holds a law degree from the University of Geneva and is admitted to the Swiss Bar.

He has held senior positions including CEO and Executive Management Member of the Association Suisse des Gestionnaires de fortune (ASG), as well as senior legal and management roles within Allianz Group, Midland Bank Group, and Touring Club Suisse. He also founded and led his own law firm.

Patrick has extensive board and governance experience and currently serves as a Board Member of JAR (Switzerland) S.A. He was President of the Board of AOOS from 2020 to May 2026 and has also held mandates with the ASG and the Union Suisse des Professions Libérales (USPL).

His expertise combines legal and regulatory knowledge, senior management experience, and an in-depth understanding of the Swiss financial and wealth management sector.

Karol Bonati, an Italian National, holder of a Bachelor degree in Applied Geophysics, Oceanography from the university of Bologna. Karol also hold a Master degree in Gemology, a Chartered Financial Analyst (CFA) and CMT, Chartered Market Technician.

Karol began his Banking career in 2006 with UBS Geneva as an Investment Consultant and Credit Suisse from 2011 till August 2022. In 2016, Karol has been appointed in Singapore as a Senior Investment Advisor EAM APAC.

Respected, competitive, and result-oriented, Karol speaks 7 languages.

Karol joined JAR Wealth Management Pte. Ltd. Singapore in August 2022 as a Equity Partner and Chief Investment Officer Asia.

Nicolas de Senger began his career in 2002 at UBS, where he was twice named UBS Key Talent and UBS Top Performer. In 2015, he co-founded JAR (Switzerland) SA, of which he is the current CEO.

Nicolas de Senger is a banker guided by the conviction that wealth should be used to build the future. For his customers and for future generations. His approach, centered on the need for sustainability and longevity, is underpinned by a long-term vision rooted in reality, far removed from speculation and the immaterial.  He is specialized in the Swiss, European and Turkish markets, and is often called upon to resolve complex situations.

His managerial approach is based on developing talents to build a sustainable group together.

Nicolas de Senger is also an investor and entrepreneur who manages a group of companies united within a single ecosystem with a shared vision.

Nicolas Stampfli, a Swiss national, holds a Master of Law from the University of Fribourg and a Certificate of Advanced Studies in Corporate Tax Law from the University of Neuchâtel. He started his career at Bank Audi (Switzerland) SA in 2015. Then, he joined the Regulatory & Compliance department of BDO SA in 2016 and participated in several audits and advisory missions for financial institutions based in Geneva and Zurich. In 2018, he continued his career at Banque Cramer & Cie SA as a Legal & Compliance Officer.

In 2020, he joined Atlanticomnium SA, a Swiss Asset Manager, as a Legal & Compliance Officer and participated in the implementation of the regulatory framework for the Wealth Management department. In July 2021, Nicolas joined JAR Capital as Head of Legal & Compliance

With over 15 years of experience in corporate law and regulatory compliance, Omar oversees anti-money laundering strategies, client onboarding, and provides legal counsel to senior management. His role encompasses formulating policies, drafting and negotiating contracts, handling corporate routine work, and acting as Board Secretary.

Omar’s background includes positions at Sami Nahas Law Firm in Beirut and DeyaarDevelopment PJSC in Dubai, spanning corporate law, real estate, and financial services.

A graduate of Sagesse University with a law degree, Omar is a member of the Beirut Bar Association and is fluent in Arabic, English, and French.

Teresa Aerts, born in Argentina and Swiss national, holds a Bachelor’s degree in business communication from ESM – Ecole de Management et de Communication Geneva.

She started her career at UBS as a Client Advisor assistant in 2008 and became a Relationship Manager for the EAM LATAM desk in 2010, where she completed the Certified Wealth Management Advisor CWMA diploma.

In 2014, she continued her career at BSI Geneva as a Relationship Manager, developing the external asset managers clients in the Latin America region.

Teresa joined JAR Capital in 2020. She is responsible for the training of interns and young talents.

Sébastien Pittet is JAR responsible for the Mitteland Region. With a master’s in economics, Sébastien spent most of his banking career at Banque Lombard Odier & Cie in Fribourg. He is specialized in tax-efficient management and pension plans for entrepreneurs and self-employed persons in Switzerland.

Amir Garadaghi is a Partner at JAR Switzerland, specialising in private banking and wealth management for ultra-high-net-worth individuals, with a strategic focus on the Gulf Cooperation Council (GCC) region.

A Swiss national, Amir brings nearly three decades of international wealth management experience, supported by a strong academic background. He holds an MBA in International Wealth Management from HEC Geneva, an Executive MBA from Carnegie Mellon University’s Tepper School of Business in Pittsburgh, completed through a specialised programme with the Swiss Finance Institute, and a Bachelor of Science in Biology from Stony Brook University in New York. He also holds the Certified Wealth Management Advisor (CWMA) designation.

Amir began his career in 1997 with Deutsche Bank Private Banking in New York, subsequently working across the New York, Frankfurt and Geneva offices, where he managed client relationships throughout the GCC region. After relocating permanently to Geneva in 2003, he joined Morgan Stanley in 2007, before moving to Credit Suisse AG in 2010 to focus on ultra-high-net-worth clients in the UAE and Kuwait. In 2019, he joined Lombard Odier as a senior banker, where he played a key role in developing the firm’s Middle East client business. At JAR Switzerland, Amir draws on his extensive international experience and deep regional expertise to provide tailored wealth management solutions to his clients.

Amir Moradi-Talebi, Swiss National, holds a Master in Political Science from the University of Geneva. He started his career at Credit Suisse in 2007 and was certified as Wealth Management Advisor. He took also responsibility for apprenticeship and the Young Talents and was certified by the Swiss Banking Association. In 2016 he pursue his career at Société Générale Private Banking Suisse as a wealth manager where he was nominated twice as Top Performer before joining JAR Capital in 2020.

Antoine Olivi brings over 35 years of experience in the banking industry, specialising in wealth management and advising private clients residing across Africa. Prior to joining JAR Capital as a Partner, he managed a substantial portfolio of international clients throughout the African continent. His career includes serving as a Partner at Cité Gestion, as well as holding positions within the management teams of Banque Morval & Cie SA and REYL & Cie SA. At JAR Capital, Antoine draws on his extensive experience and in-depth knowledge of international wealth management to deliver tailored solutions to his clients.

Ayman Khalil, a Lebanese national, holds a master’s degree in strategic management from the Paris Graduate School of Business coupled with certifications from CISI and a CWMP. He began his career in 2004 with Credit Libanais before transitioning to private banking at the Commercial Bank of Qatar in 2007. In 2015, he joined Societe Generale in Beirut as a director in the private banking department, covering GCC and West Africa for seven years. After joining Credit Suisse’s Beirut office in 2022, Ayman assumed the role of Managing Director at JAR Capital (DIFC) Ltd. His professional journey underscores dedication and strategic prowess in fostering success and advancement at his work place.

Bechara Saliba is an experienced wealth manager with a demonstrated history of working in the financial services industry. He is skilled in portfolio management, financial advisory, banking, investments, and real estate. He began his career in 2009 where he worked with leading financial institutions in the MENA region. He held different positions throughout the years from trading to advisory to private banking and real estate.

Carlos is a Senior Banker and Asset Manager at JAR Wealth Management Singapore with over 20 years of extensive industry experience. He began his career as a hedge fund analyst at a private bank and held continuous roles in asset management since. More recently, Carlos joined a major trade finance company in Singapore, where he managed a fund selecting short-term trade finance investments while remaining a Private Banker for several clients, a role that he subsequently carried at Lyra Capital for 8 years before its strategic acquisition by JAR Wealth Management. In his current role, he manages private client portfolios and actively contributes to the management and strategic development of the firm’s investment funds, ensuring strong performance and delivering value to investors. He holds a Master’s degree from SDA Bocconi Business School in Milan and is fluent in English, Spanish, French, and Italian.

David D’Onofrio is a private banker with over 25 years of experience in wealth management and private client advisory. He began his career at Banque Bruxelles Lambert before launching the Maoming China Fund in 2004, one of the first investment funds dedicated exclusively to China, which was subsequently acquired by Bank of China. In 2006, he co-founded AWM in Geneva, a wealth management firm specialising in serving an international private clientele, primarily French-speaking. In 2026, David joined JAR Capital, where he leverages his extensive expertise in the Swiss and European markets to provide tailored wealth management solutions to his clients.

Marguerite holds two master degrees from St Joseph University in Beirut, one in Economics and another in Banking. She is also a CISI Level 3 certified in investment and ACI dealing certified from the Financial Markets Association. Marguerite started her banking career in 1995 with ABN AMRO BANK N.V in Beirut where she explored the international banking culture in retail, corporate and Private Banking. In 2003, She moved to Byblos Bank SAL where she managed the portfolios of UHNI as a senior relationship manager then as a deputy head of Private Banking. After a journey of 15 successful years in Private Banking, She switched to swiss Private banks in 2018. She worked for CA Indosuez Switzerland then for Credit Suisse for almost 5 years. In March 2023, Marguerite joins JAR CAPITAL  in Dubai as Executive Director.

Mathieu Gygax, Swiss national, holds a Master’s degree in Economics from the University of Neuchâtel.

He began his career as an auditor from 2003 to 2006, notably at KPMG. He then joined Banque Cantonale Vaudoise as a private banker where he was responsible for Eastern European and Middle Eastern markets, a role he held until 2014. During this time, he also obtained an internal certification in asset management.

Mathieu is a founding member of JAR (Switzerland) SA.

Nicolas A. Rappoport, a Swiss national, holds a Master’s degree in Law from the University of Fribourg and a Certificate of Advanced Studies HES-SO in Sustainable Finance. He began his career as a lawyer before joining UBS Geneva in 2005 as a wealth manager for the Key Clients France desk. He later covered the North African market until 2014, during which time he obtained the Wealth Management Diploma (Certified Wealth Management Advisor CWMA). Nicolas is a Founding Member of JAR (Switzerland) SA and currently serves as Managing Partner at JAR Capital (DIFC) Ltd.

Partner

Sandra Magnenat, Swiss national, holds a Master of Advanced Studies HES-SO in Economic Crime Investigation and a Bachelor of Science HES-SO in Business administration.

She started her career at UBS as an allround trainee and continued as a Client Advisor assistant for the Near East and Maghreb Desk from 2008 to 2015, where she obtained the Wealth Management Diploma from UBS Business University.

Sandra joined JAR Capital in 2016 for the opening and completed a Certificate of Advanced Studies HES-SO in Sustainable Finance in 2019.

Vadim is a Managing Director at JAR Wealth Management Singapore, where he leads the firm’s expansion in serving clients from Central and Eastern Europe. He brings over 25 years of international experience in wealth management and investment banking, having worked across major financial hubs including Switzerland, Singapore, and Luxembourg.

Vadim joined JAR in 2025 following its acquisition of Lyra Capital. Over the course of his career, he has held senior positions at Bank of Singapore, Nomura, Société Générale Private Banking, and UniCredit. Vadim began his professional journey as a lawyer with the American law firm Akin Gump Strauss Hauer & Feld.

Zied Sayed, a Swiss national, is a CFA Level 3 candidate, Certified Wealth Management Advisor (CWMA) and a holder of a master’s degree in Finance with a major in Quantitative Asset and Risk Management from HEC Lausanne. He began his career at Banque Cramer & Cie SA in 2019 as an intern in Risk Management where he contributed to the development and maintenance of Risk Management policies, guidelines, and procedures and to the improvement of risk measures. Subsequently, he transitioned to the Asset Management department where he acted as Portfolio Manager and Advisor while providing coverage to the Execution Desk of the Bank. In October 2022, Zied joined JAR Capital as a Portfolio and Risk Manager to co-manage the discretionary mandates in addition to the wide range of investments offered by the firm.

Daniel is an Associate Portfolio Manager at JAR, specializing as a research and investment analyst in the consumer sectors, infrastructure companies, and mass market retailers across China, Korea, Taiwan, the Philippines, Malaysia, Vietnam, Thailand, and Indonesia. He develops quantitative models, manages risk, and analyzes qualitative metrics to oversee direct exposures in clients’ portfolios. Reporting to the Chief Investment Officer (CIO), Daniel supports the management of the firm’s discretionary global asset allocations. A key member of the investment committee, he holds an engineering degree from the National University of Singapore (NUS) and is a Chartered Financial Analyst (CFA) and Financial Modelling Valuation Analyst (FMVA).

Alma Ramadani holds a scientific baccalaureate, awarded with honours. She pursued studies in economics and management at the Geneva School of Economics and Management (GSEM) of the University of Geneva before specialising in economics, forecasting and finance at the University of Annecy.

With a strong interest in financial markets, Alma further developed her expertise through her involvement in the University of Geneva’s investment association, where she also obtained Bloomberg certification. Her experience in advisory services and high-end sales has enabled her to develop strong interpersonal skills, a client-focused approach and a keen sense of professionalism. Alma currently serves as a Client Officer at JAR (Switzerland) S.A., where she contributes to client relationship management and the delivery of high-quality service.

Elina is the Investor Relation Manager at JAR Wealth Management Singapore. She joined from a leading Singapore-based bank, where she managed high-net-worth private clients from Eastern Europe and the CIS. With extensive experience in wealth management and compliance, Elina brings a strong background to her role in investor relations. She is fluent in Latvian, English, and Russian, and is also proficient in French and Spanish.

Jack is the Administrations and Operations Officer at JAR Wealth Management Singapore, playing a vital role in ensuring the firm’s office and administrative functions run smoothly and efficiently. He collaborates closely with internal teams and external service providers to oversee the management of essential procedures and reporting. With over six years of experience in operations, administration, and client service, Jack brings a reliable and adaptable approach that supports the company’s evolving needs and growth.

Pablo Zapico, a Swiss and Spanish national, holds a Professional Maturity in Economics and Services. He joined JAR Capital as an Intern in September 2020. In September 2021, he took the position of Client Officer.

Steve Gallandat, Swiss national, holds a commercial diploma, with a long working experience in customer service and reception, he has joined our team as an office manager in 2019.

Thalia Delvecchio has several years of experience in the Swiss banking and wealth management sectors. She began her career in banking before joining Cité Gestion in 2024, where she supported the day-to-day management of private client relationships and handled a range of administrative and operational responsibilities.

In 2026, Thalia joined JAR (Switzerland) S.A. as a Wealth Management Assistant. Recognised for her professionalism, strong organizational skills and commitment to service excellence, she contributes to the effective management of client relationships and provides valuable day-to-day support to the team.

Yuki is a Junior Relationship Manager with JAR, bringing a strong focus on client management, utilizing her expertise in international financial processes and her established relationships with global institutions. She manages clients’ investment needs while honing her client relationship skills at a prestigious international bank. Born and raised in Japan, Yuki combines her deep understanding of Japanese business practices with global finance. As a key member of JAR’s Japan team, her experience further enhances her ability to facilitate cross-cultural communication and foster international partnerships, supporting JAR’s global reach.

Julie holds a Master’s degree in Business Law and a Master’s degree in Law and Management from Toulouse 1 Capitole University and Toulouse School of Management, as well as a MSc in Global Risk Management from KEDGE Business School. She has developed a strong foundation in legal, regulatory and risk management matters across the financial services industry.

Julie began her career in France, gaining experience in compliance, risk and financial analysis through roles at institutions such as Banque de France and Orange. She later joined a global insurance company in Singapore, where she contributed to the APAC compliance framework. In this role, she led regional initiatives, including the implementation of a sanctions screening tool and coordination of multi-country investigations.

With a Bachelor of Commerce in Business Law and Management from a renowned university in Western Australia, Melissa embarked on a career in compliance upon graduation in 2019. She began her professional journey in Singapore, where she has accumulated extensive experience in compliance roles across leading financial institutions.

Melissa has held significant positions at prestigious banks such as OCBC Bank, and has gained valuable insights into the insurance sector as well. Her expertise spans a broad range of compliance-related matters especially in the private banking sector, reflecting a deep understanding of regulatory requirements and risk management within the financial industry.

In May 2024, Melissa joined JAR Wealth Management Pte Ltd as the Legal and Compliance Officer. In this role, she is responsible for overseeing compliance strategies and ensuring that the company adheres to all relevant laws and regulations, thereby safeguarding the firm’s integrity and reputation in the wealth management sector.

Egzon Ramadani holds a Bachelor’s degree in Business Economics. He began his career in audit at EY before spending nearly six years in the fiduciary sector, where he developed extensive accounting expertise and a rigorous, solution-oriented approach. In 2026, he joined JAR Capital as a Senior Accountant, bringing strong technical knowledge and valuable professional experience to the team.

Edrina Ademi, a Swiss citizen, holds a Certificat Fédéral de Capacité (CFC) as a commercial employee, which she obtained in 2019.

She began her career that same year at JAR Capital as an administrative assistant. As she progressed within the company, she was entrusted with the management of treasury operations and payments, while providing strategic support to the management, gradually asserting her role as Executive Assistant.

Fatia plays a significant role in ensuring the smooth and efficient operation of JAR Wealth Management Singapore. With over 15 years of experience in office operations and management, she oversees a broad range of responsibilities, including accounting, compliance support, client KYC, audit, human resources, and general office administration. Working closely with the CEO and cross-functional teams, Fatia supports the firm’s growth by streamlining processes and promoting clear, effective communication. She is a key support to the Board of Directors for the conduct of operational and regulated matters.  Fatia is fluent in Indonesian, Malay, and English.

Fatia is the Chief of Staff and Operations Manager at JAR Wealth Management Singapore.

Finance Officer

Fiqah Noorahmad serves as an Accounting and Operations Officer at JAR Wealth Management, where she supports the firm’s accounting processes and operational functions. With a background in assurance, internal audit, and compliance, she brings a detail-oriented and disciplined approach to maintaining smooth business operations.

She has experience across audit, financial reporting, and regulated environments, and is known for her professionalism, strong communication skills, and collaborative working style. She plays a key role in supporting the firm’s operational efficiency, control environment, and day-to-day administrative accounting functions.